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other　words；　instead　of　taking　meaningful　risks；　most　people　
will　continue　to　ensure　themselves　in　a　series　of　empty　
promises。　These　promises；　in　turn；　will　ultimately　
have　the　effect　of　reducing　their　existence　to　the　level　of　a　
meaningless　charade。　To　understand　how　this　phenomenon　
operates；　just　consider　the　people　whom　you　know　who　have　
promised　when　buying　their　new　home。　〃Why　did　they　
promise？〃　you　askbecause　they　were　afraid　that　they　


wouldn't　be　able　to　make　the　mortgage　payments　on　that　
〃dream　home〃　they　truly　wanted　to　live　in。　

Then　turn　your　mind　to　the　veritable　armies　of　
individuals；　who　remain　in　positions　at　work　which　they　find　
dull　and　unrewarding。　Why　do　they　stay？　simply　because　
they　fear　they　would　not　be　able　to　〃cope　with〃　the　position　
which　they　would　truly　love　to　〃tackle。〃　The　irony　is；　of　course；　
if　these　people　would　simply　put　themselves　〃out　on　a　limb〃by　
going　after　that　better　job　or；　that　dream　home；　or　whatever　
else　it　is　they　truly　desirethey　would　then　demand　a　
mensurately　better　performance　from　themselves。　As　a　
result；　they　would　soon　discover　that　the　risk　they　had　taken　
was　actually　paying　big　dividends　in　all　aspects　of　their　life。　

The　Young　Millionaires　

Several　years　ago；　I　read　an　excellent　book　on　the　subject　
of　risktaking。　It　was　entitled　The　Young　Millionaires；　and　it　
contained　the　truelife　stories　of　eighteen　individuals；　each　of　
whom　had　earned　in　excess　of　one　million　dollars。　In　fact；　
some　of　these　people　had　actually　earned　many　millions　of　
dollars；　over　and　above　the　one　million　dollar　mark；　during　the　
course　of　their　highly　successful　careers。　Throughout　the　
book；　the　author　made　many　interesting　observations　about　
the　〃law　of　financial　success；〃　but　the　most　important　one　was　
the　one　which　he　kept　ing　back　to：　namely；　although　these　
individuals　came　from　a　variety　of　different　backgrounds　and　
although　each　had　earned　their　money　in　a　different　way；　they　
all　shared　one　thing　in　mon。　

〃What　was　that　one　thing？〃　you　ask。　Simply　put；　it　was　
thiseven　though　everything　they　owned　was　riding　on　the　
oute　of　virtually　every　major　business　decision　which　they　
made；　none　of　them　considered　themselves　to　be　taking　
〃risks。〃　The　reason　they　didn't；　he　went　on　to　explain；　was　
because　they　were　living　their　lives　〃as　though　it　were　
impossible　to　fail！〃　（Note；　however；　that　in　the　eyes　of　most　
people；　there　would　be　no　question　that　these　individuals　were　
taking　tremendous　risksand　on　an　almost　daily　basis）。　


FighterPilot　Study　

In　a　similar　vein；　research　done　many　years　ago　which　
investigated　the　lives　of　fighter　pilots　in　World　War　II；　
determined　conclusively　that；　contrary　to　what　you　might　
think；　many　of　the　pilots　who　〃played　it　safe〃　during　the　war；　
were　among　the　first　to　be　killed　in　bat。　By　way　of　
contrast；　the　study　also　found　that；　practically　without　
exception；　not　only　were　the　surviving　aces　individuals　who　
refused　to　〃play　it　safe；〃　but　they　were　the　greatest　risktakers　
throughout　the　war。　Indeed；　as　one　has　the　opportunity　to　
observe　the　performance　of　individuals　from　all　walks　of　life；　it　
soon　bees　evident　that　whoever　〃plays　it　safe〃　in　life；　dies；　
and　dies　relatively　young。　For　although　many　of　these　
individuals　remain　〃clinically〃　alive　for　numerous　years；　when　
their　hearts　finally　cease　beating　it　is　a　mere　formality；　
because　the　truth　is；　they　have　never　really　lived！　

By　now　you　have　probably　said　to　yourself；　〃All　of　this　
sounds　eminently　reasonable；　but　why　should　it　be；？〃　or　〃Why　
are　so　many　of　us　destined　to　go　through　our　entire　lives　in　
this　condition　of　selfimposed　misery；　simply　because　we　are　
unable；　or　unwilling；　to　take　meaningful　risks？〃　Well；　it　seems　
to　me　if　we　will　only　cast　our　minds　back　to　the　formative　
years　of　our　own　lives；　we　will　soon　recognize　where　this　
reluctance　to　engage　in　risktaking　behavior　has　its　source。　
Once　we　have　arrived　at　that　point；　I　believe　we　will　have　e　
a　long　way　in　our　attempt　to　bat；　and　ultimately　
neutralize；　this　insidious　problem。　I　exhort　you　to　pay　very　
strict　attention　to　the　information　which　will　now　be　setout　
before　you。　

When　you　were　a　young　childin　fact；　even　as　far　back　as　
the　time　when　you　were　an　infantyour　parents　desperately　
wanted　to　see　you　succeed。　As　a　consequence　of　this　wish；　
they　were　terrified　by　the　prospect　you　might　somehow　fall　
short　of　their　expectations　of　you。　This　was　perfectly　natural；　
in　light　of　the　fact　they　loved　you　very　dearly。　Unfortunately；　
however；　it　motivated　them　to　attempt　to　shelter　you　from　


every　potential　harm　which　might　e　up　in　your　life。　For　
example；　when　you　first　started　to　walk；　they　were　right　by　
your　side　and　as　soon　as　you　even　looked　like　you　were　going　
to　stumble；　they　quickly　grabbed　onto　you；　so　you　would　not　
fall　and　hurt　yourself。　

Similarly；　when　you　engaged　in　your　first　fist　fight　with　
〃the　little　terror　next　door；〃　your　parents　were　there　to　soothe　
the　bruised　feelings。　They　probably　tried　to　console　you　by　
saying　〃You　were　right　dear；　and　the　other　wrong　　the　other　
child　was　a　bully。〃　Next；　they　probably　said　something　like；　〃In　
the　future；　dear；　be　very　careful　and　try　to　stay　away　from　kids　
like　that。〃　Moreover；　if　your　upbringing　was　typical　of　that　of　
most　of　us；　your　first　bicycle　probably　brought　with　it　repeated　
warnings　such　as：　〃be　careful；〃　〃don't　fall；〃　〃watch　out；〃　and　so　
on。　In　this　manner；　you　were　slowly　but　surely　〃programmed〃　
to　make　every　move　in　your　life　with　a　brilliant　caution　light　
burning　brightly　on　the　screen　of　your　impressionable　young　
mind。　

You　must　gain　the　awareness；　therefore；　that　regardless　
of　what　anyone　may　have　told　you　to　the　contrary；　none　of　us　
was　ever　〃born〃　with　a　fear　of　taking　risks。　As　I　have　clearly　
indicated　above；　the　fear　of　taking　risks　is　something　which　we　
learned；　only　after　we　entered　this　wonderful　world　of　ours。　In　
fact；　contrary　to　what　many　people　have　mistakenly　been　led　
to　believe；　the　human　beingif　left　to　his　or　her　own　devicesis　
a　born　risktaker　who　is　〃naturally〃　programmed　to　follow　the　
path　which　will　eventually　lead　to　greatness　in　his　or　her　own　
life。　

But；　be　that　as　it　may；　before　you　embark　on　this　exciting　
path　of　risktaking；　you　should　remember　to　never　lose　sight　of　
the　fact　that　being　a　risktaker　does　not　mean　being　
an　irresponsible　individual。　If　you　really　think　it　through；　you　
will　realize　these　two　concepts　are　mutually　exclusive。　For　
being　a　risktaker　means　to　act　courageously；　and　to　act　
courageously　is　considerably　different　from　acting　foolishly　
（which　is　how　a　person　acts　when　he　or　she　behaves　in　an　


irresponsible　manner）。　You　might　encounter　a　few　situations　
where　the　line　separating　these　two　concepts　bees　
extremely　narrow。　Nevertheless；　it　is　absolutely　essential　you　
never　cross　over　that　line；　inadvertently；　or　otherwise！　Another　
thing　which　you　must　be　aware　of；　is　that　risktaking　is　always　
a　relative　term。　In　other　words；　behavior　which　represents　a　
risk　to　one　person　may　not　necessarily　represent　a　risk　to　
another　person。　Moreover；　if　the　same　behavior　were　carried　
out　by　a　third　party；　one　might　even　be　tempted　to　deem　it　
irresponsible　conduct。　It　is　clear；　therefore；　that　one　must　be　
able　to　distinguish　among　these　different　concepts　with　a　
significant　degree　of　accuracy。　In　order　to　achieve　this；　it　
bees　necessary　to　go　back　to　one　of　the　basic　principles　
involved　in　the　process　of　selfdevelopment。　

You　must　be　able　to　see　yourself；　with　your　inner　eye；　
already　in　possession　of　the　good　you　desire。　

RiskTaking　vs。　Irresponsibility　

People　who　are　irresponsible　very　rarely　acplish　
anything　of　importance　and　quite　often　they　invite　real　harm　
to　themselves。　They　might　occasionally　bee　involved　in　
some　activities　which　are　successful；　but　these　results　occur　
so　infrequently；　and　they　are　so　overshadowed　by　negative　
results　that　they　are　hardly　even　worth　mentioning。　

Consider；　for　example；　the　individual　who　dives　off　a　high　
cliff　and　into　a　shallow　body　of　wa